The Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and for the continuous monitoring of that portfolio. This role focuses on assessing the financial health of clients within Sub-Saharan Africa and ensures lending remains within the bank's risk appetite. The analyst is responsible for producing Annual Reviews, Quarterly Reviews, and supporting Ad-Hoc Transactions as well as Portfolio & Industry Reviews.
Key Responsibilities
- Assess the credit and financial strength of Citi’s Corporate Clients based in Sub Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
- Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
- Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners.
- Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
Requirements, Knowledge and Experience
- A Bachelor's degree (BA/BSc/HND).
- 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience.
- Demonstrable financial services experience.
- Ability to understand Citi policies and procedures with the ability to execute change seamlessly.
- Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues.
- Proficiency in French (written and verbal).
Skills and Competencies
- Assists colleagues in identifying stretch opportunities to elevate individual and team performance.
- Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority.
- Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively.
- Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority.
- Proficiency in Microsoft Office (Word, Excel, and PowerPoint) skills.
How to Apply
Interested and qualified candidates should apply online through the Citi careers portal at jobs.citi.com.
