Rafiki Microfinance Bank is a place where creativity and positive ambition are infectious. We are restless to win, to meet the changing needs of our customers and unlock growth opportunities.
The Role
We are looking for an Officer - Credit Risk Analysis who will report to the Manager, Credit Risk. You will be responsible for appraising loan applications using the CAMPARI model and managing the growth of our Consumer/Check-Off schemes. This role combines rigorous financial analysis with proactive relationship management to ensure high-quality portfolio performance and strategic cross-selling.
Key Responsibilities
Appraise loan applications using the CAMPARI model to ensure thorough credit risk assessment.
Manage and drive the growth of Consumer/Check-Off schemes.
Conduct rigorous financial analysis to maintain high-quality portfolio performance.
Engage in proactive relationship management with relevant stakeholders.
Identify and act on strategic cross-selling opportunities.
Requirements and Qualifications
Education: Bachelor's degree in a business course from an accredited university.
Banking Experience: Minimum 3 years' work experience in Personal Banking, with at least one year specifically within a credit department.
Industry Experience: 4+ years in Personal/Consumer Banking (Commercial or Microfinance).
Knowledge: Deep understanding of local and global economic trends and banking environments.
Specialization: Working knowledge of Trade Finance is an added advantage.
How to Apply
Send your cover letter and CV to hr@rafiki.co.ke quoting Officer - Credit Risk Analysis as the subject. Only shortlisted candidates will be contacted. Apply on or before 9th March 2026 at 5:00PM.
How to Apply
Send your cover letter and CV to hr@rafiki.co.ke quoting Officer - Credit Risk Analysis as the subject. Only shortlisted candidates will be contacted. Apply on or before 9th March 2026 at 5:00PM.