The Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and for the continuous monitoring of that portfolio. This includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews.
Key Responsibilities
- Assess the credit and financial strength of Citi’s Corporate Clients based in Sub-Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
- Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
- Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners.
- Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
Required Qualifications and Experience
- Qualification: BA/BSc/HND qualification.
- Experience: Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience. Freshers are also encouraged to apply.
- Policy Understanding: Ability to understand Citi policies and procedures with the ability to execute change seamlessly.
- Analytical Skills: Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues.
