Brisk Credit LTD is a digital lending company that provides working capital loans to individuals, small businesses, and small holder farmers in Kenya and other African countries. The company aims to use advanced technology to offer fast, convenient, and secure lending services to its clients.
Role Overview
The Sales Agent, based in Karatina, is responsible for driving the company's lending growth by acquiring new loan clients, performing robust credit assessments, achieving sales and collection targets, and managing client relationships effectively.
Responsibilities
Marketing and meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
Achieving set disbursement targets for new customers, repeat loans, and collection goals.
Collecting the needed Know Your Customer (KYC) documentation and assessing the clients' credit worthiness as per the business standards.
Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
Leads collection, categorization, and communicating decisions to both clients and management.
Setting up payment plans for clients, explaining daily, weekly, or monthly installments, interest rates, and other costs.
Maintaining records of loan applications by using the core banking system.
Managing repeat & top-up clients by organizing follow-up meetings.
Monitoring the progress of the loan repayment installments and relaying any concerns to the clients.
Ensuring that loan applications are in line with the company’s Standard Operating Procedures (SOPs), policies, as well as state laws and regulations.
Ensure customers are well trained on the product and any other training that the company would like to offer to the customer.
Ensure all Brisk customers are treated with dignity and all customer feedback, whether compliment or complaint, is recorded.
Ensure personal hygiene of the highest level by being neat and well presentable while conducting any business on behalf of Brisk.
Requirements
Minimum of 1.5 years of experience as a Sales Agent.
Diploma or Degree in a business-related course.
Strong interpersonal and communication skills with proven ability to meet targets and build client relationships.
Self-driven and results-oriented.
How to Apply
Interested and qualified candidates should apply by visiting the Brisk Credit LTD application portal:
