The Assistant Manager, Credit Risk is responsible for supporting the identification, assessment, monitoring, and mitigation of credit risk within the Bank. The role involves conducting credit risk analysis, reviewing risk exposure, and ensuring compliance with regulatory requirements and internal risk policies.
Key Responsibilities
- Conduct credit risk assessments and provide recommendations for risk mitigation.
- Monitor credit risk exposures and report any potential concerns to senior management.
- Support the development and implementation of credit risk policies and procedures.
- Analyze financial data and market trends to assess creditworthiness.
- Perform scenario analysis and stress testing to assess portfolio risks under varying conditions.
- Collaborate with internal stakeholders to enhance risk management frameworks.
- Assist in regulatory compliance and reporting requirements related to credit risk.
- Provide insights into credit risk strategies to support decision-making.
Qualifications and Experience
Candidates must meet the following requirements:
- Education: BA/BS degree in Mathematics, Business, Quantitative Finance, Computer Science, Economics, Statistics, Engineering or another quantitative field. A master’s degree is preferred.
- Experience: Minimum 5 years’ successive employment in a Bank or a similar Financial Institution, 2 of which must be specifically in credit risk management.
- Certifications: Risk management qualifications such as Global Association of Risk Professionals (GARP) certifications, relevant ISO certifications such as ISO 3100, or ISO 22301 are mandatory. Any related professional certification is preferred.
- Knowledge: Practical knowledge of Credit Products, Treasury products, as well as a basic understanding of Credit Cycle/Treasury Cycles and Operational processes. Sound knowledge of risk management and risk governance practice.
- Technical Skills: Analytical and Visualization skills in any of the following: Excel, VBA, Python, R, and/or SQL are required.
